Incubated at IIML EIC
Shortlisted by RBI Regulatory Sandbox
Shortlisted by RBI Regulatory Sandbox
Notice:
At Connecting Dot, we pursue our core values of client-centricity, integrity, mutual respect, and innovation. These form the guiding principles for our company and are the basis for partnerships with our clients.
CDPL has been incubated at IIML EIC, a recognition that reflects our commitment to innovation, strategic growth, and impactful solutions in the fintech and analytics space.
We bring a unique mix of business understanding and technology strengths. Our executive team includes members from IITs and IIMs, giving us an edge in delivering business and technology consulting. With deep expertise in the banking domain, we have served as trusted advisors and consultants across various institutions.
In today's rapidly changing financial environment, credit default prediction is critical to the success and stability of lending institutions. Recognizing this need, we developed LADA - a proprietary credit scoring platform that places strong emphasis on behavioral analytics to predict borrower defaults.
What sets LADA apart is its field-tested success - implemented for two clients, the platform achieved 85% accuracy in NPA prediction across over 30,000 live loan accounts. Further validating its impact, LADA is shortlisted by the Reserve Bank of India (RBI) under its Secondary Cohort of the Regulatory Sandbox, in recognition of its innovative approach to improving credit risk assessment in the Indian banking ecosystem. This selection by RBI underscores the platform's relevance and potential in today's lending landscape.
On the technology front, our capabilities span building advanced analytics models and developing full-stack software solutions. Our team has strong expertise in both traditional and modern tech stacks, and we provide long-term application support. We also maintain a Center of Excellence (CoE) in OutSystems technology, ensuring we stay ahead of the curve in delivering scalable, low-code solutions.
Across all engagements, we are proud to consistently deliver measurable value to our clients - combining deep domain expertise with cutting-edge technology.
We have a dynamic team comprising of members from business and technology background.
Mr. Praloy Majumder is the founder of Connecting Dot Consulting. He has a Post Graduate Diploma in Business Management (PGDBM) from the Indian Institute of Management, Calcutta. Mr. Majumder has over 25 years of rich experience in the Banking and Financial Services industry - in twin roles - as a practitioner as well as an advisor. Mr. Majumder started his career with Syndicate bank, followed by ICICI Bank. For the past decade, Mr. Majumder has been associated with the industry as a trusted advisor and consultant. He has also conducted numerous learning interventions, workshops, and seminars for all leading banks and financial institutions. He has a keen interest in a broad range of subjects related to Risk and Credit. He is also a visiting faculty at IIMC, where he conducts sessions on Banking, Credit and Risk Culture in BFSI.
Soumya Dasgupta is the co-founder at Connecting Dot Consultancy Pvt Ltd. He has done his MBA from IIM-Calcutta and is a chartered FRM(Financial Risk Manager). He has close to 15 years of experience in IT industry in the Banking and Capital Markets domain. Soumya has worked as domain and technology consultant for clients across US, Europe, Middle East, Asia Pacific and India. Soumya started his career as IT developer and post MBA has played the role of business analyst, program manager and domain consultant in areas of financial risk management, Corporate Lending and Capital Markets. He has program managed large IT transformational projects and have also been hands on in various financial modelling projects. He is very passionate about FinTech and has extensive knowledge and experience in Credit Tech and Pay Tech. Soumya is a visiting faculty across some of the top B-Schools in India, including IIMs where he teaches topics on FinTech and Financial Risk Management.